The Intersection of Academics & Finance

We are college-funding specialists. We are the resource for parents who want to be coached on how to maximize financial aid and minimize their out of pocket costs.

Student Services

We provide student services throughout high school to help prepare you for higher education:

  • Individual student assessment and interview, with personality profile evaluation, advanced search of careers, majors, and studies based on the student’s interests, innovative college search based on demographics and personalized areas of importance.
  • Personalized loan and scholarship guidance.
  • Complete guidance with interviews, essays and application reviews.
  • Unlimited access to, which provides in-depth personalized college planning reports.

Financial Aid and College Planning

In addition to providing student services, we offer comprehensive financial aid assistance and college funding strategies that are personalized for each family and their specific situation.  Just some of the services included:

  • FAFSA, CSS Profile and SAR completion and submissions
  • Evaluation of financial award letters and an appeal process
  • Calculate the EFC (Expected Family Contribution) and provide planning recommendations on how it may be reduced
  • Complete financial overview on college, cash flow and retirement and a plan to improve those areas (if applicable).

Our Mission

Many parents and students underestimate the amount of time and money it will take to get the dream university. The cost of college is rising astronomically, COVID-19 has changed the landscape and the financial options are hard to understand and maximize.

Our mission is to help your family get into the right school, with the right major and take advantage of any financial aid available to make it the right price for you.

We want to partner with you during this exciting time!

Meet Your Advisor

Joni Rametta, MBA, CFP®, CKA®
Joni Rametta, MBA, CFP®, CKA®

Joni focuses on building a relationship with each family to help them reach their goals: the right college and a good price tag. There is a lot to do when it comes to the college admissions process and it has gotten even more difficult with the COVID-19 challenges.

Joni is a native of the Sarasota area and a single mother of two young men. She has lived the college experience and wants to teach others what she learned!

Get In Touch

Get In Touch

Contact our family office located in Lakewood Ranch.

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